Guard your identity while holiday shopping
As shoppers head to the mall and cruise the Internet for gifts to give over the holidays, there’s one thing they should make sure they don’t give to the wrong people: their identity.
Identity theft is among the fastest-growing crimes today. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Some victims spend hundreds of dollars repairing damage to their name and credit record.
Yet there are many protective steps people can take, starting with being guarded about giving out personal information. Consumers should not give out their credit card number, Social Security number, birth date or other personal information via the phone or the Internet unless they are familiar with the merchant or initiated the contact.
In addition, AAA members can take advantage of a free credit monitoring product or a more comprehensive product at a discounted rate. Keen awareness of your personal information is among the most powerful weapons to combat fraud.
AAA members can receive free credit monitoring and identity fraud resolution support from CreditCheck® Select*, a part of Experian®. Members must sign up online at www.AAA.com/identity. The product includes free daily monitoring of your Experian® Credit Report and e-mail alerts of key changes to your report.
AAA members can save 46 percent on a more robust solution offered by Experian® called ProtectMyID™, which monitors your credit reports daily for key changes at all three credit bureaus. It scans the Internet for illicit use of your personal information. ProtectMyID™ includes $1 Million Identity Theft insurance.**
AAA members save 46 percent on the monthly fee ($6.95 per month or $69.95 annually). For details, call (877) 440-6943, or visit www.AAA.com/identity.
*CreditCheck® Select is provided
by ConsumerInfo.com, Inc., an Experian® Company. To be eligible to enroll, you must be at least 18 years old and a current member. After you enroll, if for any reason you decide to cancel your CreditCheck® Select benefit, you may not re-enroll in this benefit at a later date. Benefit subject to change or termination at any time without notice. Certain terms, conditions and restrictions apply.
**Identity Theft Insurance coverage may not be available in all jurisdictions; for complete details, go to www.protectmyid.com/evidence-of-coverage. |