Having trouble paying your bills? Getting notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You're not alone.
Millions of Americans have difficulty paying their debts. Whether your financial crisis is caused by personal or family illness, loss of a job or simple overspending, a large debt can seem overwhelming.
This section provides suggestions to help you better manage money, improve relationships with creditors, and — most important — reduce debt.
If you are financially stressed, the way you remedy the problem depends on your level of debt, your level of discipline and your prospects for the future. Your options include:
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