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Discount savings are approximate
policy and by state of residence.
may apply and you must
Auto Insurance provided
Insurance Exchange and
Insurance Company.
Member Handbook
Insurance Services
A AAA Insurance* policy along with your AAA membership gives you savings that no other insurance company can match. Our full service insurance agency offers protection for your auto, home, condo, life and health.

Life Insurance

AAA has been providing peace of mind on the road for its members since 1900. Now, with term life insurance from AAA Life Insurance Company, we can offer you that same peace of mind wherever life takes you. Get a Quote for Up to $5,000,000 in coverage. Premiums are guaranteed to Remain Level for Up to 30 Years. Coverage is Guaranteed Renewable until Age 95. Get a quote today and keep your family on the road to financial peace of mind. For more details, call your AAA Agent or 1-888-AAA-CLUB or visit us online at www.AAA.com.

Auto Insurance

When shopping for auto insurance, members can count on AAA Insurance to deliver dependable coverage at great rates.

Our insurance plans include a large variety of coverage types, amounts, and deductibles. And you’ll find the rates are competitive with other insurers.

We offer flexibility when paying your insurance premium. Ask your AAA sales agent to review your payment options in detail.

AAA insurance offers significant discounts on selected coverage for drivers who qualify:

  • Accident free discount. Save up to 12%
  • Multi-car discount. Save if you insure two or more cars.
  • Anti-theft device. Save up to 25% off your comprehensive coverage.
  • Air bag discount. Save up to 30% on your medical or excess medical payments coverage.
  • Anti-lock brakes discount. Save up to 10% on select coverage.
  • Good student discount. Save up to 15% on select coverage.
  • Driver training discount. Save up to 10% for youthful operators who have completed an approved driver training course, on select coverage.
  • Auto/home discount. Save up to 10% on your auto insurance and your homeowners insurance.
  • Defensive driver discount. In some states, mature drivers can save up to 10% on certain coverage by completing an approved defensive driver course.
  • New driver discount. A 7% discount may apply to new drivers who have been insured for the preceding 3 years, licensed for the preceding 3 years and have not experienced a chargeable accident within the last 3 years.
  • Ultra-preferred discount. A 12% discount may apply to new drivers who have been insured for the preceding 5 years, licensed for the preceding 5 years, have not experienced any accidents for the preceding 5 years and have not received any violations for the preceding 5 years.
  • 5% AAA member discount. Rates are reduced by 5% on liability, excess medical payments, collision, and comprehensive premiums for policyholders who are current members.

Discount savings are approximate and may vary by policy and by state of residence. Other restrictions may apply and you must qualify for any discount. Auto Insurance provided by Automobile Club Inter-Insurance Exchange and Auto Club Family Insurance Company.

Home Insurance

AAA can meet the insurance needs of homeowners, condominium owners and renters.

We offer:

  • Fast, convenient claim service
  • Easy Pay Plans
  • AAA Member households save an additional $40 on Homeowners premium or $10 on condo/ renters insurance premium. Not available in all states.

For a free analysis and proposal without obligation, call your AAA agent or 1-888-222-2582.

*Auto, homeowners, condominium, and excess liability insurance provided by Automobile Club Inter-Insurance Exchange and Auto Club Family Insurance Company....not available in all areas. Other insurance products provided by select insurance companies.

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