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Member Handbook

AAA Financial Services

AAA Credit Card

The AAA credit card offers an array of benefits you won’t get with ordinary credit cards, which includes savings on gas and travel.

  • No annual fee. Low introductory APR offer
  • Online account access. Fraud protection
  • Earn 1 point* for each Net Retail Dollar in purchases you charge anywhere.

For information about the rates, fees, other costs, and benefits associated with the use of this credit card, visit AAA.com/creditcard or call 1-866-665-3581.

*Earn Points based upon 1% of each dollar of new net retail purchases (purchases minus returns, credits and adjustments) made each month with your credit card. Balance transfers, cash advances, including purchases of money orders or other cash equivalents, fraudulent or unauthorized transactions, purchases made by or for a business or for a business purpose, as well as interest charges and fees do not qualify for cash rewards earnings. Each multiple of 2,500 points earns $25 in cash rewards. Additional restrictions apply. Details accompany new account materials.

The AAA Financial Services credit card program is issued and administered by FIA Card Services, N.A. WorldPoints, the WorldPoints design and Platinum Plus are registered trademarks of FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. MasterCard is a registered trademark of MasterCard International Incorporated and is used by the issuer pursuant to license. AAA is a trademark of American Automobile Association, Inc.

©2010 Bank of America Corporation.

Identity Theft Monitoring

Keeping an eye on your credit and your identity has never been more important. As a AAA member, you now have tools to do both with free identity theft monitoring included with your membership.

Although free of charge you must enroll online at AAA.com/creditmonitor to take advantage of this membership benefit. There are no hidden charges or fees.

Enroll and receive Identity Theft Monitoring with
CreditCheck® Select*.

  • Free daily monitoring of your Experian®Credit Report
  • Free email alerts of key changes to your Experian® Credit Report
  • Free support from dedicated Fraud Resolution Representatives
  • For AAA Premier® members, the additional benefit of $10,000 in Identity Theft Insurance.**

*CreditCheck® Select is provided by ConsumerInfo.com, Inc., an Experian® Company. To be eligible to enroll and receive this benefit you must be 18 years of age or older and a current member. After you enroll, if for any reason you decide to cancel your CreditCheck® Select benefit, you may not re-enroll in this benefit at a later date. Benefit subject to change or termination at any time without notice. Certain terms, conditions and restrictions apply. **Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. Refer to the actual policies for complete terms, conditions, and exclusions of coverage.

AAA/Discover Bank Deposit Program

Members save more with the AAA/Discover Bank Deposit Program. Special benefits include:

  • Exclusive, member-only rates that consistently beat the national bank average;
  • No minimum required to open a CD, IRA or Money
  • Market account (Money Market Accounts require a minimum balance of $1,500 after 60 days);
  • Quick account set-up by phone, mail or online;
  • Easy and secure access to your account information via AAA.com/Deposits.

Discover the AAA difference in high-yield savings accounts. Call 1-888-728-3230 or go online to AAA.com/Deposits for more information.

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