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Homeowners Insurance

Considering that a home is the largest investment most people will make, it's vital to obtain the best insurance to protect that investment. At the Auto Club, we offer homeowners policies to meet your protection needs.

In addition to coverage protecting your house, we provide added insurance for other structures on your property such as carports, tool sheds, and pools, as well as for your personal property.

If your home qualifies, you can take advantage of our extended dwelling replacement cost coverage without any additional premium. In such cases, your home will be rebuilt or replaced, up to 120%* of the dollar amount of your policy.

Of course, the Auto Club recognizes that you may have the need to insure residential property other than a house. For that reason, we also offer policies that provide you with a convenient source of protection for your condominium, townhouse, or apartment.

The Best Source For Your Insurance Needs

Selecting the right insurance company is an important process. There are many qualifications to look for, including coverage options that meet your needs, competitive rates, quality service, convenience, and financial stability.

This insurance is written by The Auto Club Family Insurance Company and is available in Missouri, Arkansas, Louisiana, Mississippi, Southern Illinois, Southern Indiana and Eastern Kansas.

* up to 125% in AR.





Reasons to Choose
AAA Insurance for
Your Home
Up to 10% discount by having both auto & home policies with AAA.
Other various discounts
to lower your premium.
Fast, fair & efficient claim service.
Flexible payment plans, including quarterly installments, Electronic Funds Transfer (EFT) and payment by MasterCard, Visa, American Express and Discover.
Inflation protection
- On replacement cost insurance, we recalculate the value of your home and its contents each year. If you have a loss, your insurance has kept pace with increasing repair and replacement costs.
Protection against check forgery and unauthorized use of lost/stolen credit or teller machine cards. Plus, your protection extends to theft away from home.
A+ Superior rating
from A.M. Best
This company was issued a secure rating by the A.M. Best Company, click for additional details

Helpful Information
Helpful Tips to Prevent Property Losses
Projects to protect your property from disasters.
Homeowners Coverage
How certain are you that your home and belongings are adequately insured?
Flood Insurance
What Consumers
Need to Know

Locate An Agent


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This site serves Missouri, Arkansas, Louisiana, Mississippi, E. Kansas, S. Illinois, S. Indiana & Texarkana, TX.
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